Mind Capital has stirred up quite a buzz with claims of being the first crypto-fiat investment platform globally. This is utter BS, but I’ll humor this assertion for the time being. With an open mind, I’ll use whatever information I can find to review Mind Capital.

Before I begin, let it be known that I have no ties with Mind Capital, so everything here is totally unbiased. Anything I mention in this review comes solely from countless hours of research, and let me tell ya, Mind Capital isn’t as clean as it seems.

What is Mind Capital?

Mind Capital, a.k.a. mind.capital, is an MLM organization in the crypto niche with headquarters in Madrid. The company officially launched in early 2020 after roughly three years of testing before finally going public.

The head honcho behind Mind Capital’s operations is none other than Mr. Gonzalo García-Pelayo, a renowned Spanish entrepreneur who’s most known for creating an unbeatable system in roulette. His system raked in a cool $1.5 million in profits.

Mr. García-Pelayo’s interest in the crypto market began in late 2017 after he noticed inefficiencies between cryptocurrency and fiat currencies. Using his God-given powers in roulette, he and a mysterious team of mathematicians and engineering experts developed an AI algorithm to abuse these inefficiencies to create profits.

On paper, Mind Capital sounds like a very fascinating investment platform, and being backed by a real-life millionaire only adds to its appeal. But like most MLM companies, there’s more to Mind Capital than meets the eye.

What Do You Get from Mind Capital?

Mind Capital leverages a trading bot to optimize profits using investor funds, boasting a daily ROI of 0.5 to 1.5 percent on average. The company takes a 35-percent cut, giving the remaining earnings to investors through daily payouts.

However, this isn’t the only source of earnings. Mind Capital also has a uni-level compensation plan that offers commissions to those who find new recruits. No surprises there…

To get in all this MLM goodness, you have to invest (pay a registration fee) between $100 and $100,000 in bitcoin, where a higher investment places you at a higher rank. The more you put in, the greater your potential earnings become through residual commissions. The commissions are capped at the tenth level, though you can always reinvest in the company to double your earnings.

As they say in the game: your only regret will be not putting in more money from the beginning!

Is Mind Capital A Scam?

The most likely reason you’re even reading this review is that you’re wondering whether Mind Capital is a scam. I’ll show you the pros and cons I found during my research before giving my ultimate verdict on the matter.


1. It Doesn’t Guarantee A Return

One of the best things I could find was that Mind Capital does not explicitly guarantee a return on your investment.

This informs us that the brokers at Mind Capital are fallible like any brokerage firm in the world. They can promise they’re doing the best they can, but the average ROI of 0.5 and 1.5 percent is just that—an average.

Keep this point in mind. Later on, I’ll completely dismantle this non-guarantee using Mind Capital’s own statements.

2. A Founder Is Listed

You can’t imagine how many MLM organizations I’ve studied that don’t even mention the owner or founder’s name. With Mind Capital, it’s right there on the front page, picture and all: Gonzalo García-Pelayo, President & CEO. There’s even a snazzy shot of his son and acting Vice-President, Oscar García-Pelayo.


1. It’s Flagged by Texan Authorities as A Pyramid Scheme

Here’s the first of several red flags. Securities Commissioner Mr. Travis Iles of the Texas State Securities Board has ordered Mind Capital to seize its promotional efforts in all of the Lone Star State.

The ten-level compensation plan and its likeness to old-fashioned pyramid schemes is just one of the bases for ordering Mind Capital to stay the hell out of Texas. Good on you, Mr. Iles!

2. Earnings Are Heavily Based towards Recruitment

Which brings us to our second point. The more promising way of getting something from your investment through is by recruiting new members. The more people you bring in, the more you earn, as is typical with any MLM pyramid scheme.

3. Mind Capital Is Banned in Spain

How much of a buzzkill is Spain to prohibit Mind Capital from operating in the very country in which it was founded? Well, if the Comisión Nacional del Mercado de Valores is anything like the Texas State Securities Board, they should have noticed how fishy Mind Capital is in how it promises profits to investors. They did, and they took action.

Mind Capital is not the first crypto-fiat investment platform in the world. It takes pride in creating a proprietary algorithm to abuse the crypto market, but this claim is not unique.

4.    Conflicting Message

So, here’s the thing about the first point in the Pros section. On Mind Capital’s website, you’ll see an unequivocal statement that you can earn daily profits here.

Meanwhile, in their FAQs section, Mind Capital totally backs out of their claim and says profits are not guaranteed.

Which is it, Mr. García-Pelayo and Mr. García-Pelayo? Do I or do I not get profits daily?

And for that matter, if your magical, totally unique AI algorithm can create 0.5 to 1.5-percent profits every day, why oh why do you need me to find more members for your organization? Surely, you, your son, and your surreptitious team of experts can earn everything for yourself?

I’d like to believe that the founder of Mind Capital wants to turn us all into millionaires, but for some reason, that doesn’t seem very likely.

Verdict: A Cleverly-Disguised Ponzi Scheme

I commend Mind Capital for mentioning its founder on the website, but it doesn’t make the organization legit. The uni-level compensation plan completely destroys the purpose of trade bots and guaranteed-but-maybe-not-so-guaranteed earnings. Instead, all it does is raise speculation of it being an outdated Ponzi scheme.

So, avoid Mind Capital at all cost. It isn’t any better than Coinfinesse Group or Forsage.

To make matters worse, Mind Capital is banned in Texas and Spain by their respective securities boards for suspicion of being Ponzi-esque. Though pyramid schemes work in the beginning, it’s only a matter of time before new recruits become scarce, and the company is at risk of collapse.

When earnings dry up, Capital Mind will do everything to prevent investors from withdrawing funds. By then, it’s far too late to scream out “SCAM!” Without regulation by the SEC, your investment is not protected by anybody except Mind Capital.

I am entirely aware of the allure of making money online, but instead of putting money into a Ponzi scheme like Mind Capital, why not try your hand at affiliate marketing? You can earn a decent amount for your efforts, and you don’t have to directly socialize with other people very often. It’s a win-win!

And, it cost nothing to get started with this affiliate marketing training program, which has helped me build profitable websites.